Rest House Cost in the Philippines

Building a rest house in the Philippines is a dream for many—a place to escape from the hustle and bustle, recharge, and create lasting memories. But before you dive into construction, it’s important to understand the rest house cos involved in bringing your vision to life.

Whether you’re planning a simple countryside retreat or a luxury beachfront property with all the bells and whistles, the rest house cost can vary depending on several factors.

In this blog post, we’ll explore the different costs associated with building a rest house in the Philippines, from construction expenses to additional features like a small lap pool.

We’ll also share some tips on financing options, including home loans through PAGIBIG or bank loans, to help you manage the cost of your dream project. Let’s break down what you need to know about the rest house cost.

1. Basic Construction Costs in the Philippines

One of the first things you’ll need to consider is the average cost per square meter of building a rest house. In the Philippines, construction costs can range from ₱20,000 to ₱45,000 per square meter depending on the location, materials used, and design complexity.

Interestingly, the cost of building a rest house may not be significantly higher than building a standard home, especially if you’re focusing on simplicity and functionality.

• Basic rest house design. Simple designs with standard materials may fall on the lower end, around ₱20,000 to ₱30,000 per square meter.
• Mid-range rest house design. A more elaborate design with higher-quality finishes will likely cost between ₱30,000 to ₱40,000 per square meter.
• High-end rest house design. If you’re going for a luxurious feel with premium materials, expect costs to reach ₱40,000 to ₱45,000 per square meter.

To get an idea of your budget, start by multiplying the estimated cost per square meter by the size of the house you want. For instance, if you’re building a 150-square-meter rest house, the total construction cost could range from ₱3 million to ₱6.75 million. For an in-depth discussion about the cost of construction check out the header link.

2. Location and Land Acquisition

Another major factor in the overall rest house cost is the location. Land prices in the Philippines vary widely depending on the area. Coastal properties or lots near popular tourist destinations, like Batangas or Palawan, will naturally cost more than land in more remote or rural areas. For example:

• Rural areas: Land prices may start at ₱1,000 to ₱3,000 per square meter.
• Provincial towns or near resorts: Prices can go up to ₱5,000 to ₱15,000 per square meter.
• Beachfront properties: Expect premium rates ranging from ₱20,000 to ₱50,000 or more per square meter.

When budgeting for your rest house, it’s important to factor in the cost of land acquisition in addition to the construction expenses. Owning your piece of paradise can be a significant part of your overall investment.

3. Additional Features: Lap Pool and Other Amenities

Adding extra features like a small lap pool or outdoor entertainment area can elevate your rest house, but these will also increase your budget. A small lap pool, for instance, could cost around ₱1.5 million to ₱3 million depending on size, materials, and design. Other amenities like a landscaped garden, outdoor kitchen, or even a guest house will add to the overall rest house cost.

To give you an idea:

• Lap pool construction: ₱1.5 million to ₱3 million.
• Landscaping and garden setup: ₱200,000 to ₱500,000.
• Outdoor living area or patio: ₱100,000 to ₱300,000.

Remember, while these add-ons will increase the initial cost, they can also enhance the value and enjoyment of your property, making it a worthwhile investment in the long run.

4. Home Loan Options to Finance Your Rest House

If you’re concerned about managing the rest house cost, financing options can help make the dream of building a rest house more accessible. In the Philippines, there are several loan options you can explore:

PAGIBIG Home Loan

One of the most popular financing options for homeowners is the PAGIBIG home loan. If you are a member of PAGIBIG, you can borrow up to ₱6 million for home construction. The loan comes with a competitive interest rate and flexible payment terms, making it an attractive option for those looking to finance their rest house.

Bank Loan

If PAGIBIG isn’t the right fit for you, another option is taking out a bank loan. Many Philippine banks offer housing loans with varying interest rates, typically ranging from 6% to 8% per annum, depending on the loan term. You can apply for a loan to cover land purchase, construction costs, or both.

5. Tips to Manage the Rest House Cost

Planning ahead and making informed decisions can help you keep your rest house cost within budget. Here are a few tips:

• Work with a reputable architect or builder: Experienced professionals can help you create a cost-efficient design that still meets your needs.
• Consider low-maintenance materials: Choose materials that are durable and require minimal upkeep to save on long-term costs.
• Plan for future-proofing: Adding features for aging in place, like wider doorways or accessible bathrooms, may increase initial costs but save you from renovations down the road.
• Set aside a contingency fund: Always allocate at least 10-15% of your budget for unexpected expenses during construction.

By carefully planning your rest house project, you can minimize cost overruns and ensure that your dream home becomes a reality without breaking the bank.

6. Permits, Fees, and Other Regulatory Costs

In addition to construction and land costs, don’t forget to factor in the costs of securing permits and other regulatory fees. You’ll need to secure building permits from your local government unit (LGU) before starting construction.

• Environmental permits (if near a protected area).
• Homeowners’ association fees (if your rest house is within a private subdivision or gated community).
• Insurance and taxes on the property.

It’s important to stay compliant with local regulations to avoid any delays or penalties during construction.

Conclusion: Building Your Rest House on a Budget

Understanding the rest house cost is key to successfully building the home of your dreams in the Philippines. From basic construction to additional features like a lap pool, many factors can impact your overall budget. With the right financing options and careful planning, you can bring your vision to life without overspending.

Our architectural firm specializes in designing rest houses that are not only beautiful but also budget-friendly. We take pride in helping homeowners like you create spaces that match your lifestyle and long-term needs.

Ready to start planning your rest house? Get in touch today for a free consultation. Let’s work together to design a home that you and your family can enjoy for years to come.